Before you can select or enroll in a Medicare Supplement or Medicare Advantage Plan you have to first sign-up for Medicare Part B with thru Social Security. You can do three months prior to your 65th birthday or prior to leaving your employer coverage. We can walk you thru this process. YOU DO NOT WANT TO WAIT UNTIL THE MONTH BEFORE YOU NEED COVERAGE TO START THIS PROCESS.
Your medicare part B premium may be higher based on your income. See the chart below.
IF YOU HAVE MEDICARE, YOU ARE NOT ELIGIBLE FOR HEALTHCARE.GOV PLANS.
All of the information out there about medicare boils down to one simple questions. DO YOU WANT ACCESS TO OUT OF STATE HOSPITALS ? (IE MAYO CLINIC)
If your answer is YES, we can help you select a Medicare Supplement.
If your answer is NO, we can help you select a Medicare Advantage Plan.
(FYI - Medicare Advantage Plans do provide nationwide emergency room coverage.)
Feel free to call if this is unclear:
Mutual of Omaha gives a 12% discount for applicants with someone in your household over 60. (They don't have to be eligible or enrolled.)
Supplements have no networks.
If you want access to MAO Clinic in Jacksonville, travel or live in other sections of the country for periods of time. These are likely the plans for you.
If you are relatively healthy, do not live in other places during the year and do not need access to MAO Clinic. There are Advantage Plans with a $ 0 monthly premium.
You are the greatest generation for a reason. It would be my pleasure to help you find the best fit for your needs. I offer most major carriers & my loyalty is to you alone :)