We are very experienced in navigating the marketplace. It can be tricky and finicky. There are set income numbers to hit to get the most government assistance. If you are too low, they give you nothing. If your are too high, you get nothing.
You also don't have to go thru healthcare.gov if your income is higher.
Healthcare.gov open enrollment is November 1st - December 15th each year with a January 1st effective date for plans chosen.
By consenting to this agreement, I authorize the above-mentioned Agent to view and use the confidential information provided by me in writing, electronically, or by telephone only for the purposes of one or more of the following: ϭ͘ Searching for an existing Marketplace application; Ϯ͘ Completing an application for eligibility and enrollment in a Marketplace Qualified Health Plan or other government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace premiums; Providing ongoing account maintenance and enrollment assistance, as necessary; or ϰ͘ Responding to inquiries from the Marketplace regarding my Marketplace application. I understand that the Agent will not use or share my personally identifiable information (PII) for any purposes other than those listed above. The Agent will ensure that my PII is kept private and safe when collecting, storing, and using my PII for the stated purposes above. I confirm that the information I provide for entry on my Marketplace eligibility and enrollment application will be true to the best of my knowledge. I understand that I do not have to share additional personal information about myself or my health with my Agent beyond what is required on the application for eligibility and enrollment purposes. I understand that my consent remains in effect until I revoke it, and I may revoke or modify my consent at any time in writing by email to ddewitt30@yahoo.com
HEALTHCARE.GOV ASSISTANCE PERMISSION (pdf)
DownloadOpen enrollment starts November 1st each year for individual plans & everyone under 65 can enroll during that period.
Outside of open enrollment If you have moved, had a child or gotten married you may be eligible for a special enrollment exception.
HERE IS THE LINK TO SEE IF:
1) YOU'RE ELIGIBLE FOR A SUBSIDY
2) TO SHOP PLANS TO COVER PRE-EXISTING CONDITIONS
Coverage through your employer is usually partially paid by your employer and is in most cases pre-tax.
It may be less expensive for you to enroll your spouse or children in a separate plan. Click shop coverage under option 1 to confirm.
If you own your own business and have at least two (non-immediate family member) employees, it may make sense for you to establish a small group plan.
YOUR PREMIUMS IN A GROUP PLAN ARE TAX DEDUCTIBLE EXPENSES TO YOUR BUSINESS.
Let us know if this is something you would be interested in exploring.
Don't let these things confuse you. We'll do the best we can to help you.
Please don't shoot the messenger :)
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